Trust score
0/100
low
Scores improve with on-time returns, check-ins, and verified history.
Lucas Brooks Reliability Profile
Contact details are visibility-controlled by this user.
Average received rating
n/a
0 reviews
On-time return rate
n/a
0 / 0 returned
Active overdue (borrower)
0
Building history
Badge legend
- On-time streak Consistent returns without overdue flags.
- Verified Identity and contact confirmation complete.
- Community trusted Multiple successful loans and reviews.
Trust score explainability
Weighted factors that contribute to reliability movement over time.
| Factor | Weight | Value | Impact | Why |
|---|---|---|---|---|
| on_time_return_rate | 0.35 | n/a | 0 | On-time return behavior drives most accountability confidence. |
| average_received_rating | 0.25 | n/a | 0 | Community review quality affects trust-tier progression. |
| active_overdue_penalty | -0.2 | 0 | -0.0 | Open overdue legs apply a direct risk penalty. |
| review_depth | 0.1 | 0 | 0.0 | More review history improves confidence stability. |
| lender_history | 0.1 | 1 | 0.75 | Closed lender legs indicate reliable handoff stewardship. |
Contact channels
No contact details are visible to you for this profile.
Recent reviews received
No reviews received yet.
Recent reviews given
No reviews given yet.
Completed loan timeline
Returned legs: 1 · On-time: 0 · Late: 1 · On-time rate: 0.0%
Recent loan involvement
| Loan | Item | Role | Status | Due | Open |
|---|---|---|---|---|---|
| #8 | Perception Sit-On-Top Kayak | owner | returned | 2026-02-19 | Item |